How to split trip costs with friends, no awkward maths
Split trip costs with friends fairly: a four-friend villa example where one person leaves early, plus a simple system and scripts. See the numbers.
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TripsGroup trip budget: what to agree before booking
Planning a group trip budget? Agree these 10 decisions before anyone books, each with a simple default, and skip the awkward money talk later.
TripsWho pays for the Airbnb when someone leaves early?
How to split an Airbnb when people stay unequal nights: compare by nights, equal and hybrid splits on one GBP stay, then pick the fair one.
TripsRoad trip fuel: how to split petrol or gas
Three simple ways to split gas money on a road trip: per seat, per mile ridden, or driver pays fuel. Formulas and worked numbers inside. See which fits.
TripsSki trip costs: how to split passes, rentals and the chalet
Split the chalet evenly or by room, and let each person pay for their own pass, lessons and rental. See a worked CHF example and a message to send.
TripsFestival with friends: a money plan with no arguments
Plan a festival budget with friends: a day-by-day table, a fair split of the tent, cooler and car, and a simple way to settle up. Grab the plan.
EventsBachelor party costs: should the guest of honour pay?
Who pays for a bachelor party? Often friends cover the guest of honour, but not always. Get a decision tree and three models with real numbers.
TripsSplitting costs in a foreign currency, fairly
How to split expenses in different currencies: pick one group currency, convert each cost at that day's rate, and handle card fees. Worked example inside.
RoommatesHow to split rent fairly when rooms differ in size
Split rent by room size, features or points. We run one £2,400 flat through all three, so you can see which method fits your flat before you sign.
RoommatesSplit bills prorated when someone moves in mid-month
How to split utility bills prorated by days when a roommate moves in or out mid-month, with a day-count table, a script to agree it, and the odd cases.
RoommatesRoommate agreement template: a free money agreement
A free, copy-paste roommate agreement template for rent, bills, groceries, supplies, deposits and moving out. Take it, edit it and save the arguments.
RoommatesSplit groceries with roommates: fund or each shop?
Four ways to split groceries with roommates, from a shared fund to fully separate, with EUR examples and a quick check for your flat. See which fits.
RoommatesRoommate behind on money? How to bring it up
When a roommate owes money, say so early, with the exact amount and a way to pay. Four copyable scripts for every stage, from first nudge to moving out.
RoommatesHow to split bills with roommates: a simple system
Split bills with roommates using one rules table and a 10-minute monthly check-in. See what to share equally, by use, by turns, or not at all.
Couples50/50 or by income? How couples split costs fairly
Should you split bills by income as a couple? See 50/50 and proportional splits side by side for three income gaps, plus how to pick and agree one.
CouplesMoving in together finances: a 12-question checklist
Moving in together finances made simple: 12 money questions to settle before you sign the lease, each with a suggested answer. Print it, then talk.
CouplesJoint vs separate accounts: which setup suits a couple?
Joint vs separate accounts for couples: compare all joint, all separate and the yours, mine and ours hybrid, with a monthly GBP example. See which fits.
CouplesShould the person who earns more pay more?
Should the higher earner pay more? Compare equal, by-income and equal-leftover splits with one EUR example, and see which fits your couple or friends.
How-tosSplit a restaurant bill when everyone ordered differently
How to split a bill by what you ordered: shared starters, tax and tip handled fairly, with a full five-person receipt worked out line by line.
How-tosTipping and tax: how to split them fairly at dinner
How to split tip and tax at dinner: pre-tax or post-tax tip, flat or proportional, with one worked bill and tipping norms by country. See the numbers.
EventsGroup gift: how to collect money without chasing
How to collect money for a group gift without chasing anyone: a simple plan, the exact ask and reminder messages to copy, and what to do about no-shows.
EventsSplit birthday party costs with friends fairly
Split birthday party costs with friends: who covers the guest of honour, how deposits work, and a 1,200 EUR cost table. See the numbers.
Money etiquetteHow to ask a friend to pay you back, with scripts
Copy-and-paste scripts for asking a friend to pay you back, by timing and amount, from same-day nudges to repeat borrowers. Read before you hit send.
Money etiquetteWhen one friend always pays and never asks back
A friend who always pays and never asks back can still strain things. Five calm moves for both sides, with scripts you can use. Read before dinner.
Money etiquetteIs it rude to split the bill exactly?
Is splitting the bill exactly rude? Not by itself. Here is when exact is fair, when even is kinder, and what to say in each situation.
How-tosHow debt simplification works: fewer payments
Learn how to simplify debts in a group: fifteen payments become five, and nobody's total changes. See the worked example and the steps to check it.
How-tosScan a receipt and split by item, step by step
Learn how to split a receipt by item, with or without an app: shared dishes, tax, service charge and photo tips. Follow the steps and try the example.
How-tosSplit expenses with people who don't have the app
Split expenses without the app: how a guest link works, what guests can and can't do, and how to handle the friend who refuses to sign up. Read the steps.
How-tosSplitwise alternatives: what to look for
Looking for a Splitwise alternative? Use this seven-point checklist to compare guest access, limits, receipts, currencies and settling.
TripsBest apps to split trip expenses, compared honestly
Which app is best to split trip expenses? Compare by what your trip needs: guests, currencies, receipts, offline use and fewer payments. See the table.
- Roommates
Roommate moving out: who keeps the shared furniture?
Roommate moving out and you bought furniture together? Use a simple table to keep, buy out, sell or donate, with a GBP example and a script.
- Roommates
Roommate Shared Supplies: Who Buys the Toilet Paper?
Roommate shared supplies made simple: what to share, rotate or keep separate, a rotation schedule and a yearly cost of small items. See the tables.
- Couples
Who should pay on dates? A modern guide
Who should pay on dates? A simple, gender-neutral guide by stage, from first date to long term, with lines you can copy. See what fits you.
- Events
How to Split Wedding Costs Between Two Families
Four ways to split wedding costs between families, a worked euro example and a word-for-word script for the talk, so nobody is surprised later.
- Events
How to Split Kids' Party Costs Between Families
Splitting kids party costs between families? See fair ways to divide venue, food, cake and entertainer, with tables and a message to send.
- Trips
Split a Holiday Home With Family: A Fair Way
How to split a vacation house with family: weights for adults, teens, kids and grandparents, a worked table and a rule of thumb. Read on.
- Events
How to split a team lunch bill without awkwardness
How to split a team lunch bill fairly: four options with a worked example, plus a ready message for a leaving gift collection. See which rule fits.
- Money etiquette
When to round up when splitting, and when to be exact
Should you round up when splitting a bill? A simple rule of thumb by amount and relationship, plus what rounding does to a group in a year.
- Money etiquette
Friend never pays back? Polite scripts that work
A friend never pays back and you hate bringing it up. Copy these polite scripts, from gentle to firm, and learn when to stop lending for good.
- How-tos
Export Shared Expenses to CSV and Check the Totals
Export shared expenses to CSV with one column per person, then check the totals with three simple formulas in Excel or Sheets. See the layout.
- How-tos
Cheapest Way to Pay a Friend Back (Free Options)
What is the cheapest way to pay a friend back? Compare bank transfer, PayPal, Venmo, Zelle, Revolut, Wise and cash, and pick by situation.
- Trips
How to split the Airbnb cleaning fee and deposit
How to split the Airbnb cleaning fee: share the nightly rate by nights, fixed fees equally, and agree who holds the deposit. Worked EUR example inside.
- Money etiquette
How long to wait to ask for money back (a timeline)
There is no official rule for how long to wait to ask for money back. Use this day-by-day timeline, with what to say at each point, to ask kindly.